Lost everything.

I lost everything because my game crashed lost all guardian ranks, all skins and heads, bank items and even the bloody harvest rewards. I was playing with friend online when the game glitched out as he was driving. My game froze so I head to shut down my xbox turned it back on and said that my game had become corrupted so it reset everything. All four characters have the same problem

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The only thing I can suggest is deleting the local save data so that the system re-downloads your cloud saves. This needs to be done before the XB1 tries to push changes back up to the cloud. If successful, it won’t necessarily restore everything - it might be an earlier version - but at least you’d have something to work with. After that, submitting a support ticket would be the next step since the support staff can at least refund keys and certain other items.